Author: Anil Malik

With increasing years comes the need for increased medical care and attention. Yet, HEALTH INSURANCE is an often neglected product, especially in our country. As per available data, less than 10% of the country’s population has life insurance, and health and medical insurance are generally taken when an employer is offering them. Having health insurance is very important because unexpected health emergencies and surgeries can dry up your financial resources very quickly. Health insurance schemes are available for people of all age groups, including senior citizens. Keep in mind that health insurance can be a life-saver when huge medical emergency strikes. Smaller, regular medical needs can always be planned for and attended to. In an emergency, access to funds and hassle-free processes become key. How to choose a good health insurance plan 1 Premium amount should not act as a deterrent, because as you age, your premium amount increases, but…

As technology advances, so do the fraudulent schemes, and scamsters are the first to find loopholes in most of these. Indians are well aware of calls and messages that try and scam them of their hard-earned money. Most banks, including RBI, have put up ads asking people not to click on links in suspicious emails and messages. They also share awareness messages requesting customers not the share OTPs or personal information, especially bank details, etc. However, scamsters find ways to work around such things. Interestingly, they realize that senior citizens are perhaps the most vulnerable to such things. The discomfort with technology, the reluctance to ask people when in doubt or ask for help for fear of being ridiculed, etc., make them likely victims. A large-scale scamming racket was found running from a small city in Jharkhand called Jamtara, nicknamed the phising capital of India. Many cybercrimes from across the…

Credit cards have become very convenient as they are easy to carry and use. In general and in many ways, it is safer and more secure to carry a credit card while traveling than to carry a lot of cash. However, fraudsters also realize that it is easy to steal a credit card or its details, easier than cash. Thus credit card fraud has become common, as one credit card fraudster could do online shopping worth lakhs of rupees. Therefore we need to watch out for these frauds. Common Credit Card Frauds Generally, they are phishing/vishing and hacking. You might have read in newspapers how customer data got hacked from some merchants. This stolen data contains credit card information that hackers use to do online frauds. There is not much we can do about hackers stealing our information from other places. It does not happen often and is not as…

Friends, as you all are aware FARMERS PROTEST 2.0 is presently going on, and farmers from Punjab, Haryana, and Western UP have started their march towards Delhi on 17th Feb 2024. The police in Haryana and Delhi have put massive security arrangements and sealed borders between Punjab and Haryana, and Haryana and Delhi so that the protestors can not hold Delhi to ransom. There are various demands, the major being the ‘legal guarantee of minimum support price (MSP) for all crops. Leading this farmers’ protest is ‘Sanyukt Kissan Morch (SKM)-non political. The bigger farmer leaders who had spearheaded the previous protests are in wait-and-watch mode. Generally, the government sets the MSP for nearly two dozen commodities twice a year on the recommendations of the earlier Commission for Agricultural Costs and Prices. Most of the crop procurement under MSP is from Punjab and Haryana, and of wheat and rice produce which…

My today’s blog is in continuation of yesterday’s blog on the most powerful Indian women Here is the list of powerful Indian women from number 5 to number 1. 5 Falguni Nayar She is an Indian billionaire businesswoman, who is the founder and CEO of beauty and lifestyle company Nykaa. By education, she has an MBA in finance, which she has done from IIM Ahmedabad. In 1993 she joined Kotak Mahindra group after leaving her consultant job at AF Ferguson & Co. At Kotak, she was initially the head of the mergers and acquisitions team, before going on to open institutional equities offices in London and New York City. In 2001 she returned to India, and in 2005 she was appointed MD of Kotak Mahindra Capital, she quit her job in Kotak in 2012. In the same year, she founded Nykaa with$2 million of her own money. In 2021 Nykaa’s…

Friends, at the time of independence, most of the Indian women were happy being a homemaker, but when they started getting properly educated, the difference started appearing slowly and steadily. I still remember when I started my engineering education in 1967 at the College of Engineering, Aurangabad (Now Sambhaji Nagar), there were no girl students in our college. During the four years of my engineering studies, only one or two female students were admitted. But today the scenario is different, you will find female students in all the professional colleges be it engineering, medicine, law, computer science, information technology, space technology and many more. Now, the presence of Indian women is being noticed in every field of work, and they are excelling in all fields. In today’s blog, I am writing about the most POWERFUL INDIAN WOMEN 10 Arundhati Bhattacharya She is a retired Indian Banker and former Chairperson of…

UNSUITABLE CASTING IN FILM Friends you must have felt so many times after watching a film that although the storyline and subject of the film are very good, the overall impact of the film is lost because of the wrong casting of the actor in a particular role. In the end, you are left wondering if the film would have been much better if some other actor had played that particular role instead of the actor who played that role. Here are a few such cases in recent times, where most of people felt the film was spoiled by wrong casting: 1 Imran Khan in ‘Once Upon A Time In Mumbai… Dobara’ He was, initially hailed as the chocolate boy of Bollywood, but faced a daunting challenge stepping into the shoes of a gritty gangster. Despite his commendable acting prowess, he struggled to convincingly embody the demeanor of a hardened…

Once a person gets diabetes, switching to a diabetic diet can be a real challenge for many. Diabetes and pre-diabetes require monitoring of blood sugar, carbohydrates, and weight. Allowing blood sugar to rise can cause kidney illness, heart disease, and even nerve damage. If a diabetic person knows what to eat, then that person can definitely enjoy his/her food. Here are some  Diabetic Friendly Foods: 1Green Leafy Vegetables Dark/green leafy vegetables like spinach(Palak and its other varieties), Cabbage, and Methi are healthy for diabetes. Their greatest strength is their high levels of Vitamin C. These vegetables are packed with minerals while being low in calories and carbohydrates. 2 Milk For a long time, experts have debated over milk’s effect on diabetes. But more and more studies are finding a positive link between the two. It has been found that eating breakfast with milk may help diabetic people throughout the day….

Many Indian political parties are dynasty rule parties, but sometimes even in the dynasty rule parties there are disputes among the members of the family and the parties break. The latest example is the Nationalist Congress Party (NCP). Many of us are aware that for the last many years, the differences have been growing between Sharad Pawar (who founded the NCP with Tariq Anwar and NP Sangma) and his nephew Ajit Pawar because lately, Sharad Pawar started projecting his daughter Supriya Sule as his successor. This move was resented by Ajit Pawar, who had assisted Sharad Pawar from the early days of NCP, and everyone thought he would succeed him. The rift came into open when Uddhav Thackrey ditched BJP after the state assembly election results and started cosying up with Sharad Pawar and the Congress party to form the next government in Maharashtra, that time Ajit Pawar and his…

In today’s weekend blog, I am continuing with Bollywood. Bollywood has an incredible ability to stir our emotions and reduce us to tears with its heartfelt storytelling and powerful performances. Over the years, several movies have left a strong impact, making us cry. Here are some of the best Bollywood emotional movies that have beautifully captured raw emotions and moved the audience worldwide: 1 Anand This movie was directed by Hrishikesh Mukherjee, who also wrote the story. The story revolves around a terminally ill cancer patient, played by Rajesh Khanna, who has less than six months to live. His life’s motto is to spread happiness (Anand) in the remaining days of his life. His friendship with a doctor played by newcomer Amitabh Bachchan is very emotional. When the film ends you are left with very tearful emotions. On a similar theme, Karan Johar made a film with Shah Rukh Khan…